Frequently Asked Questions

Direct answers about health, life, and Medicare insurance and our process.

How much does the consultation cost?+

The consultation is completely free and no obligation. We help you understand your options without you having to pay anything for our guidance.

What types of insurance do you offer?+

We offer health insurance (Marketplace/ACA), dental and vision, term life insurance, whole life and IUL, Medicare, final expense, and supplemental insurance.

Do I need to be a citizen to get insurance?+

It depends on the type of insurance. For Marketplace plans, you need to be a citizen or legal resident. For life insurance, requirements vary by carrier. For Medicare, you need to be a citizen or permanent resident with at least 5 years of residency. We help you verify your eligibility.

How much does health insurance cost?+

Cost depends on your income, family size, and state. Many families get Marketplace subsidies that significantly reduce the premium. A quote for your family shows your real price.

How much does life insurance cost?+

It varies by age, health, coverage amount, and policy type. Many young people get term coverage starting at $50 and up. Permanent insurance has higher premiums but builds cash value.

When should I enroll in Medicare?+

Your initial period begins 3 months before you turn 65. Enrolling on time avoids penalties. There are also annual enrollment periods to change plans.

What happens if I move to another state?+

Moving to a new state can be a qualifying life event that lets you change your coverage outside of open enrollment. Contact us and we'll help you adjust your plan.

What happens if I change jobs?+

Losing employer coverage is a qualifying life event that gives you a special enrollment period for a Marketplace plan. Contact us before your previous coverage ends to avoid gaps.

Can I contact you on WhatsApp?+

Yes. WhatsApp is one of our main channels. Message us directly and we'll respond as soon as possible.

What states do you operate in?+

Briggit is licensed in 18 states: Florida, Texas, California, Kansas, Virginia, Colorado, Ohio, South Carolina, New Mexico, West Virginia, Michigan, Maryland, Iowa, Arkansas, Alabama, South Dakota, Tennessee, and Washington.