What is term life insurance?
It's a policy that covers a specific period, 10, 20, or 30 years. If you pass away during that period, your beneficiaries receive a payment that can cover the mortgage, education expenses, debts, and daily living costs.
Term Life Insurance
Financial protection for your family during the years that matter most, while your children grow, you pay a mortgage, or you build your future.
Who is it ideal for?
For young parents who want to protect their family during the years of greatest financial responsibility. It's the most accessible option to get significant coverage from day one.
Example: protecting a young family
A 33-year-old father, a transport worker and the main provider for a family of four, got a 30-year term life policy. Now his wife and two children have financial protection if something unexpected happens, with a premium that fits the family budget.
Frequently asked questions
How much does term life insurance cost?+
It depends on your age, health, and coverage amount. Many young, healthy people can get coverage starting at $50 and up. A quote for your situation gives exact numbers.
What happens when the term ends?+
When the term expires, coverage ends. Some products offer the option to renew or convert to a permanent policy. We explain all options before you choose.
Do I need a medical exam?+
It depends on the product and coverage amount. There are options with and without a medical exam. We help you find the best option for your situation.
We also offer additional coverage: